Creating or offering new loan products, expanding a footprint or forming a new lender could create many issues to consider such as, for example, licensing, risk and compliance management, usury requirements, federal preemption, loan documentation and disclosures, fair lending and marketing and advertising concerns, to name a few. SeldenLindeke attorneys have helped to form and license non-depository lenders. We additionally have assisted with bank partnership structures. Our attorneys have also established compliance management programs, counterparty oversight and systems, as well as assisted BaaS providers and lenders with all regulatory aspects of operations as their footprints and product offerings grow.